Summer Internship Program - Credit Underwriting

Midwest BankCentre • St. Louis, MO

1d • Hybrid

About The Position

The Summer Internship Program in Credit Underwriting is a professional, hands-on experience designed for upper-level undergraduate students pursuing degrees in Business, Finance, or related fields. Over the course of 10 weeks, interns will gain exposure to the commercial credit analysis process, participate in executive-level meetings, and develop critical analytical and professional skills through real-world assignments. This internship offers mentorship, structured training, and the opportunity to contribute meaningfully to the Credit Administration team at Midwest BankCentre.

Requirements

• Currently enrolled in a Bachelor’s degree program (junior year preferred); majoring in Business, Finance, Economics, or related field.
• Proficient in Microsoft Excel.
• Strong critical thinking, attention to detail, and collaboration skills.
• Demonstrated curiosity and willingness to learn.
• Excellent verbal and written communication.

Responsibilities

• Credit Analysis Training: Learn methodologies used in commercial credit underwriting, including evaluation of cash flow, collateral, and borrower/guarantor strength.
• Team Collaboration: Work closely with experienced underwriters to gain insight into day-to-day workflows and decision-making processes.
• Executive Credit Committee Attendance: Observe real-time credit decisions by attending weekly executive credit meetings and reviewing loan packages.
• Project Work: Support strategic and analytical projects such as portfolio reviews, industry research, or data summarization.
• Capstone Project: Prepare and present an independent underwriting analysis of a real commercial loan request to the Credit team.

Benefits

• Community Focus: Be part of a community bank that values and actively supports the St. Louis area.
• Competitive Compensation: We offer a comprehensive salary and benefits package.
• Professional Growth: Opportunities for continuous learning and development.
• Impactful Work: Play a key role in shaping the credit strategy and success of our organization.
• Collaborative Culture: Work in a supportive and dynamic environment that values teamwork and innovation.

What This Job Offers

• Career Level: Intern
• Number of Employees: 251-500 employees