Credit Underwriter

TEKsystems•Boston, MA

1d•$66,560 - $83,200•Remote

About The Position

We are seeking experienced Credit Underwriters to issue credit decisions based on documented borrower profiles within program guidelines and client requirements. Underwriters will meet daily production goals, clear conditions, and maintain compliance with audit standards. This is a Transactional Employee (TE) position, meaning work is assigned on an “as needed” basis and may vary depending on client demand. While full-time hours are expected most of the year, a 40-hour workweek cannot be guaranteed. Flexibility is essential.

Requirements

3+ years of recent frontline underwriting experience (manual and automated).
Strong knowledge of Conventional, FHA, VA, Non-QM, and QM products.
Experience with securitization and pooling financial assets.
Proficiency in DU, LP, and other LOS systems.
Ability to read guidelines and determine pass/fail decisions.
Strong analytical, problem-solving, and communication skills.

Nice To Haves

Experience with secondary market competitors (e.g., OPUS, AMC, JP3, Evolve, Digital Risk, CoreLogic).
Career progression in mortgage industry (processing, closing, underwriting).

Responsibilities

Underwrite residential mortgage loans in accordance with Conventional guidelines.
Analyze findings using Loan Prospector, Desktop Underwriter, Asset Wise, and other AUS engines.
Review credit reports, mortgage appraisals, income sources, and asset statements.
Identify and assess risk and potential fraud exposure.
Meet daily production and quality targets.
Work on flow loans and bulk transactions (expect 2–6 loans per day depending on complexity).
Perform other related duties as assigned.

Benefits

Medical Plans - 2 different plans offered
Goodpath - available at no cost if enrolled in a Covius medical health plan. Virtual care for pain, stress, sleep, etc.
Health Savings Account - tax free savings account. Eligible if enrolled in a medical health plan
Dental - 2 different plans offered
Vision - one plan offered
Life and Disability - company paid employee basic life and AD&D insurance. Can purchase supplemental life and/or AD&D coverage
Supplemental Insurance - can purchase accident, hospital indemnity, and/or critical illness supplement insurance
Medicare - free online resources for anyone who is Medicare-eligible
Employee Assistance Program - 24/7 access to life assistance resources at no cost
401 (K) Retirement Savings - up to 3% company match, fully vested in company contributions after 1 year