Credit Underwriter II

Yamaha Motor Corp (USA)•Cypress, CA

32d•$59,007 - $112,008

About The Position

Yamaha has an excellent opportunity for a Credit Underwriter II to join our Finance team in Cypress, CA. The Credit Underwriter II will be responsible for researching and analyzing credit risks, assessing credit history, and approving or denying credit to potential consumers. They will have contact with other company departments, as well as Power Sports Dealerships and consumers.

Requirements

High School Diploma Required; BA / BS degree in Finance, Business or other related course of study is preferred.
Requires 1+ years underwriting experience, subprime preferred.
Strong proficiency in MS Office (i.e., Word, Excel, Power Point, Outlook, etc.)
Highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending.
Strong analytical and quantitative skills, organizational, negotiation, interpersonal skills and acute problem-solving ability.
Results oriented and possess a high level of personal initiative.
Ability to work flexible hours including weekends and overtime, as necessary

Responsibilities

Decision applications by placing emphasis on response time, quantity of applications processed, and quality of applications approved.
Structure approvals and handle rehashes to maximize profits and enhance dealer relationships.
Maintain and establish dealer relationships and educate and train dealerships on YMFUS programs and policies.
Initiate sales calls to capture applications and where appropriate, prepare written follow-up. Provide prompt accurate response to all internal and external customer inquiries.
Review and calculate income documentation and perform verification calls on employment and consumers.
Participate in loan origination software program testing, for development and improvements.
Perform related duties as needed.