Credit Support Analyst

Bank OZK•Little Rock, AR

About The Position

Founded on a legacy of more than 120 years in banking, Bank OZK is nationally recognized as an industry leader in financial services, combining exceptional service with innovative technologies to deliver smart solutions to clients across the country. The bank invests in small businesses, fuels local economies, and impacts city skylines. This role is about fostering careers, not just filling roles. The position is responsible for providing operational and analytical support to identify needs in a compliant commercial banking environment. It involves reviewing and interpreting loan documentation to establish and monitor financial reporting and covenant requirements.

Requirements

Knowledge of financial ratios, commercial loan documentation, and affirmative/negative covenants.
Ability to identify challenges, establish a corrective plan of action, and execute the plan with minimal assistance from others.
Ability to communicate effectively both verbally and in writing.
Ability to demonstrate effective time management and organizational skills.
Ability to work effectively in a team and help others when needed.
Ability to multi-task, deliver results, and respond quickly and effectively to requests.
Ability to adapt well to change, develop alternative solutions, and look for ways to improve and promote quality.
Ability to demonstrate and maintain attention to detail.
Ability to work additional hours as necessary to reach a goal.
Skill in using computer and Microsoft Office products, including Word, PowerPoint, Outlook, and Excel.
Bachelor’s degree in accounting, finance, mathematics, statistics, or related field; or commensurate work experience, required.

Nice To Haves

One (1) year experience within a consumer or commercial lending environment, preferred.

Responsibilities

Evaluates and reviews compliance of financial reporting and covenant requirements within the Bank’s loan portfolio.
Prepares, analyzes, and interprets financial tracking reports to present to management.
Monitors reporting exceptions to ensure timely receipt of financial information needed to perform credit tasks.
Provides daily, weekly, monthly and quarterly monitoring of the Bank’s loan portfolio and reports exceptions to underwriters, bankers and members of senior management.
Calculates and interprets financial covenants in accordance with loan documentation, such as Debt Service Coverage, Tangible Net Worth, and Liquidity.
Reports risk rating events necessary to maintain prudent portfolio management practices.
Acts as the primary point of contact and interacts with customers and internal business partners in a professional manner.
Manages and reviews projects for audit and compliance purposes.
Follows Bank policy, procedures, and guidelines.