Credit Risk Underwriter

Fiserv • Berkeley Heights, NJ

109d • $58,000 - $87,000 • Onsite

About The Position

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. If you want to make an impact on a global scale, come make a difference at Fiserv. You will be part of the Credit Risk Management team and create and execute credit risk strategies for financial products provided to merchants including underwriting, monitoring and potential workout scenarios.

Requirements

• 3+ years of experience in risk and loan underwriting financing.
• 3+ years of experience in evaluating financial statements, and bank statements to assess credit risk.
• Bachelor's degree in business, finance, accounting or an equivalent combination of education, work, and/or military experience.

Nice To Haves

• Merchant Cash Advance experience.
• High energy and drive to innovate and evolve existing products, policies and processes and effectively manage day-to-day processes.
• Ability to communicate effectively and work well in a matrix environment; work closely with cross functional business partners.

Responsibilities

• Leverage transaction level merchant data to power risk decisions which will involve extensive data analysis using advanced techniques on this powerful dataset to arrive at smart Risk-Return Tradeoff decisions.
• Create underwriting strategies for new financial products.
• Underwrite large size deals.

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree