Credit Risk Strategy Analyst III
About The Position
As part of the Credit Strategy & Analytics team within the U.S. Indirect Lending line of business, this role will undertake data driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios, support Dealer Management reporting and analysis, assess credit strategies, and help ensure that the portfolio performs within Risk Appetite. Understands and articulates the business case of business questions and the estimated value being delivered. Designs dashboards and analyses to be performed, and appropriate visualization and analytics tools to use. Identifies trends and patterns to address identified business questions and provide insights through reporting and data visualization techniques. Works with other data and analytics professionals to optimize, refine, automate and scale analysis into repeatable analytics solutions and decision support tools. Builds various reporting dashboards using the most appropriate data extraction, data cleaning and data visualisation techniques. Provides value through insights, reporting and data visualization techniques. Selects, configures and implements analytics solutions for consistency and repeatability. Researches and applies continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights. Works with different teams, management and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization. Translates business needs to technical specifications and evaluates existing data visualization systems in order to improve them. Develops data visualizations of "large" amounts of data that facilitate the intuitive presentation of data to decision makers. Documents data flow, systems and processes to improve the design, implementation and management of business/group processes. Develops tools and delivers training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include delivery of training to audiences. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Provides specialized consulting, analytical and technical support. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently and regularly handles non-routine situations. Broader work or accountabilities may be assigned as needed.
Requirements
- Technical design optimization
- Decision Making
- Systems Thinking
- Data visualization
- Data storytelling
- Data mining
- Illustration
- Creative thinking
- Problem Solving
- Verbal & written communication skills
- Collaboration & team skills
- Analytical and problem solving skills
- Data driven decision making
- Insights design
- Insights development and reporting
- Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
- Deep knowledge and technical proficiency gained through extensive education and business experience
Responsibilities
- Undertake data driven analysis to evaluate and monitor the credit performance of the Indirect Lending portfolios
- Support Dealer Management reporting and analysis
- Assess credit strategies
- Help ensure that the portfolio performs within Risk Appetite
- Understands and articulates the business case of business questions and the estimated value being delivered
- Designs dashboards and analyses to be performed, and appropriate visualization and analytics tools to use
- Identifies trends and patterns to address identified business questions and provide insights through reporting and data visualization techniques
- Works with other data and analytics professionals to optimize, refine, automate and scale analysis into repeatable analytics solutions and decision support tools
- Builds various reporting dashboards using the most appropriate data extraction, data cleaning and data visualisation techniques
- Provides value through insights, reporting and data visualization techniques
- Selects, configures and implements analytics solutions for consistency and repeatability
- Researches and applies continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights
- Works with different teams, management and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization
- Translates business needs to technical specifications and evaluates existing data visualization systems in order to improve them
- Develops data visualizations of "large" amounts of data that facilitate the intuitive presentation of data to decision makers
- Documents data flow, systems and processes to improve the design, implementation and management of business/group processes
- Develops tools and delivers training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include delivery of training to audiences
- Provides specialized consulting, analytical and technical support
- Exercises judgment to identify, diagnose, and solve problems within given rules
- Works independently and regularly handles non-routine situations
Benefits
- BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
