Credit Risk Second Line of Defense Officer

Citi•Irving, TX

21d

About The Position

Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals. Lead portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation. Support Product Risk Managers in the oversight activities for relevant product Programs, including portfolio reviews, product program changes/renewals, review of product metrics, among others. Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function and provide subject matter expertise to first line of defense. Possess subject matter expertise in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change. Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally. Conduct regional activities including Wealth Risk capacity assessment, maintain and provide training on regional guidelines, among others. Assist with ad-hoc Senior Management needs, including data aggregation and presentations. Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio. Develop as a credit officer in the Wealth Risk organization Improved leadership, communication, and project management skills

Requirements

6-10 years of relevant credit risk experience with prior experience in either underwriting, independent risk management or similar functions
BS or equivalent degree in a quantitative or financial discipline
Experience with independent management of processes or projects
Experience with interacting with senior management, regulators, internal and external audit
Advanced knowledge of Excel, knowledge of Tableau would be a plus
Proven knowledge of credit risk measures and basic accounting would be a plus
Ability to analyze data and present conclusions
Excellent communication, presentation and writing skills
Proven ability to apply credit and risk principles toward business goals
Demonstrated ability to prioritize and remain organized in a fast-paced environment
Good team player and excellent work ethics
Proven organizational & interpersonal skills
Analytical Thinking
Credible Challenge
Financial Analysis
Governance
Policy and Procedure
Policy and Regulation
Product Knowledge
Risk Controls and Monitors
Risk Identification and Assessment

Responsibilities

Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals.
Lead portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation.
Support Product Risk Managers in the oversight activities for relevant product Programs, including portfolio reviews, product program changes/renewals, review of product metrics, among others.
Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function and provide subject matter expertise to first line of defense.
Possess subject matter expertise in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change.
Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally.
Conduct regional activities including Wealth Risk capacity assessment, maintain and provide training on regional guidelines, among others.
Assist with ad-hoc Senior Management needs, including data aggregation and presentations.
Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio.
Develop as a credit officer in the Wealth Risk organization Improved leadership, communication, and project management skills