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The Credit Risk Review Officer Senior - Credit Administration plays a crucial role in supporting the Credit Administration Credit Risk Management activities. This position is responsible for monitoring, identifying, and mitigating credit risk across diversified consumer and commercial loan portfolios. The officer independently assesses credit risk and the effectiveness of risk management practices to ensure compliance with bank and regulatory standards. Additionally, the role serves as an internal advisor to the second line of defense (2LOD) in recommending process changes related to credit risk management and ensuring adherence to credit policies and underwriting guidelines.