Credit Risk Review Manager

Stifel•Saint Louis, MO

About The Position

The Credit Risk Review (CRR) Manager plays a critical role in safeguarding the bank’s credit quality by leading independent evaluations of banks' loan portfolios and credit exposures. This position is responsible for assessing the accuracy of risk ratings, ensuring compliance with internal policies and regulatory standards, and identifying emerging credit risks. The CRR Manager delivers actionable insights and recommendations to senior leadership and regulatory bodies, helping to strengthen the bank’s credit risk management framework and reduce potential losses.

Requirements

Deep understanding of banking regulations, especially SR 20-13.
Proven ability to assess credit risk and recommend actionable improvements.
Strong analytical and leadership skills.
Excellent communication and report writing abilities
Bachelor’s degree in Finance, Accounting, Economics, or a related field; or equiavalent combination of education and experience.
10+ years of banking experience with 5+ years in credit risk management or credit review, with a strong focus on commercial lending.
Proficiency in credit risk management systems and portfolio analysis tools.
Familiarity with Microsoft Office Suite (Excel, Word, PowerPoint).

Nice To Haves

Professional certifications such as CRC (Credit Risk Certification), CFA, or FRM are preferred but not required
Experience with data visualization and reporting tools is a plus.

Responsibilities

Lead and execute independent credit risk reviews of the bank's loan portfolios.
Evaluate asset quality, risk rating accuracy, and adherence to internal credit policies and regulatory guidelines.
Identify emerging risks and trends across portfolios and recommend corrective actions.
Prepare and present detailed review findings to the Board of Directors, senior management, and regulatory bodies.
Collaborate with internal stakeholders to strengthen credit risk management practices.
Ensure compliance with key regulatory guidance, including SR 20-13.
Contribute to the development and refinement of risk rating systems and portfolio management strategies.