Credit Risk Reporting Analyst

Accounts • Bedminster, NJ

17h • $72,653 - $83,000

About The Position

This role is critical in supporting the Bank’s credit risk oversight function by delivering comprehensive, timely, accurate, and insightful credit risk reports to senior management, the board, regulators, and other stakeholders. The ideal candidate will possess strong technical and analytical skills, be detail-oriented, along with an understanding of banking regulations and credit risk exposures. This position plays a key role in the development and enhancement of enterprise-wide credit risk reporting and governance and is an essential contributor to the development and maintenance of the bank’s risk management strategy.

Requirements

• Bachelor’s degree in Finance, Economics, Accounting, Statistics, Data Analytics, or related field.
• 3+ years of experience in credit risk reporting, credit analysis, or risk management within a banking or financial services environment.
• Proficiency in Microsoft Excel, PowerPoint and Power BI.
• Familiarity with core banking systems and loan data structures.
• Strong knowledge of credit risk metrics and regulatory credit risk requirements (e.g., CECL, CCAR/DFAST).
• Strong analytical and quantitative skills with attention to detail and accuracy.
• Excellent written and verbal communication skills, with the ability to convey complex concepts to non-technical audiences.
• Ability to manage multiple priorities and meet deadlines in a dynamic environment.

Nice To Haves

• Master’s degree or MBA preferred.
• Experience working at a bank with total assets between $10 and $25 billion is strongly preferred.

Responsibilities

• Prepare and maintain regular and ad-hoc credit risk reports, dashboards, and analytics for executive management, board committees, internal auditors, regulatory agencies and other relevant stakeholders.
• Aggregate and analyze loan portfolio data to identify trends, exposure, concentrations, and emerging risks across commercial, consumer, and real estate portfolios.
• Monitor and report on key credit risk metrics, such as portfolio quality, portfolio mix, risk rating migration, risk tolerance, delinquencies, charge-offs, recoveries, and loan growth.
• Support stress testing and scenario analysis processes, ensuring accuracy and consistency in inputs and results.
• Collaborate with Credit Administration, Finance, Compliance, and other departments to gather and reconcile data.
• Assist with development and automation of risk reporting processes using Power BI and other relevant tools.
• Maintain and enhance reporting controls and documentation, ensuring compliance with internal policies and regulatory expectations (e.g., FRB and NJDOBI).
• Contribute to the continual improvement of data governance, quality, and credit risk data infrastructure.
• Stay informed of and updated with industry trends, regulatory developments, and best practices in credit risk and data reporting.

Benefits

• We offer a competitive compensation package, a generous paid time off program, comprehensive medical, dental and vision coverage, maternity/paternity leave, education reimbursement, wellness programs and more.
• We also offer participation in an Employee Stock Purchase Program and a 401K with a generous match.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level