196 - Credit Risk Monitoring - Credit Risk Monitoring Specialist I

First United Bank & Trust • Oakland, MD

5d • $15 - $29 • Hybrid

About The Position

For more than a century, First United has served the financial needs of our personal and business
customers throughout Maryland, West Virginia, Virginia and Pennsylvania. We care about our communities,
seek to understand what drives our customers and create customized solutions to meet their needs.
Our mission is to enrich the lives of our customers, coworkers and shareholders through an
unparalleled commitment to the client experience and passionate involvement in the community.

Requirements

• A high school diploma, or equivalent relevant experience; obtain and maintain appropriate Bank Product Knowledge Certification.
• Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; detail oriented; ability to prioritize workload to meet deadlines; proficient PC skills, including Microsoft Word, Excel, Power Point and Adobe/Nuance; Laser Pro; working knowledge of bank systems preferred; visual and auditory skills; valid driver’s license.
• A minimum of one (1) year experience in related banking or finance positions preferred.

Responsibilities

• Performs administrative duties to support the consumer and commercial construction escrow function:
• Perform various duties to support the Commercial Documentation process of which the following are illustrative:
• Performs various administrative duties to support the insurance claim function:
• Performs various administrative duties to support the floor plan monitoring function:
• Track all loan related collateral, including but not limited to titled units, and UCC (Uniform Commercial Code) filings. Work with business units to resolve any missing or unidentified collateral. Ensure all collateral has been properly imaged to electronic imaging system.
• Performs administrative duties to support the Approved Appraiser List:
• Conduct residential mortgage reviews including post-closing and prefunding on a monthly basis. Ensure the mortgage loans sold to Fannie Mae are within the policy guidelines. Communicate the results of those analyses to the Credit Risk Monitoring Specialist II & CRM Manager.
• Serves as backup to other Credit Risk Monitoring Specialist I as needed.
• Ensures procedures are updated as needed for various duties in department.
• Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
• Reports pertinent information to the manager as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
• Assists with providing any requested information to bank consultants, regulators, and accountants.
• Performs other related duties as assigned.

Benefits

• Fulltime hourly-paid employees will be provided 12-days of Paid Time Off (PTO), that is accrued 1-day for each month worked. After the completion of 90-days of employment accrued PTO can be used for any purpose including being paid for absences or vacation time. At the end of the first year of employment, any unused PTO will be converted to the employee’s sick time accrual. Sick time will begin accruing effective on the employees first year anniversary up to 120 days. At that point, PTO is no longer available; and any paid absence will be eligible under the sick, vacation, personal and family sick pay policy. After one year of service the employee is eligible for their annual vacation benefit.
• Salaried-paid employees are not eligible for PTO and accrue paid sick days at 1-day per month; and any vacation time that has been approved for the 1st year of employment.
• 12 paid holidays, 2 Personal days, 2 Family Sick days, 2 Volunteer Days after completion of 90 days of employment.
• Eligible for Health Care, Dental and Vision (single and family) the first of the month following 30 days of full-time employment.
• 401(k) eligible on the first day of the month following 30 days of employment with employer match available.
• Company Wellness Program.
• Company Stock program available after 1 year of employment.
• Annual Performance Reviews completed, and salary increase amount given based on individual performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED