Credit Risk Intern (Auto)

Santander Bank • Dallas, TX

146d • $62,400 - $83,200

About The Position

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities.

Requirements

• An undergraduate student and/or graduate student with an expected graduation date between either December 2026 or May/June 2027.
• Cumulative GPA is 3.0 or above.
• Demonstrates intellectual curiosity and courage.
• Strong English communication skills both written and spoken required.
• Analytical thinkers with a strong attention to detail.
• Organized and able to manage time and multiple tasks efficiently.
• Ability to work independently on special projects.
• Ability to effectively contribute to a team environment.

Nice To Haves

• Coursework in or exposure to accounting, finance, economics, or business.
• Experience in Microsoft Office products.
• Experience in SQL server, Data Analytics.

Responsibilities

• Analyze credit portfolios to identify risk trends, emerging concerns, and opportunities for improvement.
• Assist in assessing borrower creditworthiness through credit quality analysis, credit scoring, and other risk assessment tools.
• Participate in various credit risk management projects and initiatives, including policy reviews, pricing initiatives, and process enhancements.
• Prepare ad hoc reports to support senior and executive management with portfolio performance updates and credit exposure analyses.
• Assist in the preparation and review of credit risk-related materials for working group and credit risk committees.
• Gain understanding of the supporting roles within internal departments including Pricing strategy, model development, dealer management, loss forecasting and operational risk.

Benefits

• Exposure to the inner workings of one of the largest financial institutions in the world.
• Working with best-in-class teams and contributing to projects that drive innovation across the organization.
• Participation in structured professional development opportunities.
• Creating connections with peers and meeting leaders across Santander.

What This Job Offers

• Career Level: Intern
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree