Credit Risk Associate

Citi • Getzville, NY

10d

About The Position

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior managers, and business partners Review and provide a recommendation on the risk rating across this sector Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICM Risk Analysis Voice of the Employee (VOE) initiatives Travel (less than 10%) Risk & Credit Underwriting: Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues Forms independent opinions on credit and recognizes emerging risks Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Sets the standard for industry research capabilities, including risk and key drivers Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly Embraces the need for change and appreciates its benefits with natural curiosity Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas Proven culture carrier

Requirements

• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues
• Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
• Sets the standard for industry research capabilities, including risk and key drivers
• Embraces the need for change and appreciates its benefits with natural curiosity
• Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas
• Proven culture carrier
• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
• Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management
• Analytical Thinking
• Constructive Debate
• Escalation Management
• Financial Analysis
• Policy and Procedure
• Policy and Regulation
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Responsibilities

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior managers, and business partners
• Review and provide a recommendation on the risk rating across this sector
• Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)
• Risk & Credit Underwriting
• Forms independent opinions on credit and recognizes emerging risks
• Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees