Credit Risk Associate - Capital Markets

Regions Bank

96d • $84,757 - $115,960

About The Position

At Regions, the Credit Risk Analyst – Capital Markets performs advanced credit risk analyst duties as a second line of defense function for the Regions’ Capital Markets business.

Requirements

• Bachelor’s degree in Business, Finance, Risk Management, or related field
• Five (5) years of related experience
• Working knowledge of fundamental risk theories, principles, and concepts

Nice To Haves

• Ability to learn additional systems as needed
• Ability to research, analyze data, and derive facts
• Ability to work in a team environment when applicable
• Ability to work under moderate guidance
• Ability to work under pressure and meet deadlines
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong verbal, written communication, and organizational skills
• Strong work ethic and self-motivation

Responsibilities

• Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolio
• Designs, develops and reports independent analyses
• Resolves a range of problems and analyses solutions using standard procedures
• Reviews credit approval packages in preparation for approval discussions
• Provides summary of analysis and recommended questions for the meeting
• Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
• Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
• Reviews detailed reports to monitor loan performance
• Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
• Reviews risk rating documentation and provides feedback
• Acts as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees