Credit Risk Analytics Manager Intern

United Services Automobile Association (USAA) • San Antonio, TX

83d • $24 - $27

About The Position

The Credit Risk Analyst internship focuses on practicing skills that play a crucial role in identifying, assessing, and mitigating risk across USAA Bank. You will learn real corporate world sophisticated quantitative techniques to provide risk management oversight and critical insights to advise strategic decisions. Our internship program lets you showcase your skills, while gaining real-life experience that'll help you jump-start your career. Our interns deliver innovative solutions to real business challenges, while building enduring relationships in a collaborative culture with their manager and an assigned mentor. This position is based in either San Antonio, TX or Plano, TX.

Requirements

• Pursuing a degree from an accredited college or university.
• Plan to graduate after the final day of the internship.
• Graduation date cannot be prior to August 7, 2026.

Nice To Haves

• Prior experience with tools used in quantitative analysis, such as Python, R, SAS, Tableau.
• Graduation date between August 2026 and July 2028.

Responsibilities

• Completes analytical processes to assess risks and opportunities across the Bank's consumer portfolios.
• Presents project findings to senior bank leaders.
• Supports team members to review and challenge bank risk strategy by effectively providing analytical insights to peers and management.
• Begins conducting quantitative analysis applying extensive internal and external data sources.
• Performs qualitative analysis to support the team in departmental decision making.
• Research credit, product, and/or risk proposals and applies critical thinking skills to provide feedback in support of strong portfolio performance outcomes.
• Learns to maintain effective risk management frameworks which can identify, measure, or mitigate risk.
• Develops, maintains, and uses established reporting to supervise and call out bank risks.
• May implement financial risk sensitivity analysis, credit and/or financial modeling infrastructure.
• Performs routine tasks and within established procedures and guidelines.

Benefits

• Comprehensive medical, dental and vision plans.
• 401(k) and pension.
• Life insurance.
• Parental benefits.
• Adoption assistance.
• Paid time off program with paid holidays plus 16 paid volunteer hours.
• Various wellness programs.
• Career path planning and continuing education.

What This Job Offers

• Career Level: Intern
• Industry: Religious, Grantmaking, Civic, Professional, and Similar Organizations
• Education Level: Bachelor's degree