Credit Risk Analytics Manager II - Loss Forecasting

USAA • Plano, TX

1d • Hybrid

About The Position

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a motivated and analytical candidate to join our Loss Forecasting & Stress Testing team. As a Credit Risk Analytics Manager II, you will support the execution and maintenance of analytical models, contribute to data gathering and analysis, and help prepare risk management reports. You will have the opportunity to gain exposure to quantitative credit, financial analytics, as well as predictive modeling techniques. This position offers a valuable learning experience within a dynamic banking environment, working closely with senior team members to support risk assessments and the challenge process for risk and strategy proposals. Join our high performing team to build a strong foundation in risk analytics, develop essential technical and analytical skills, and contribute to the strategic financial health of the bank. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in San Antonio, TX, or Plano, TX. Relocation assistance is not available for this position.

Requirements

• Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 2 years experience in an analytical field or focused on risk management execution, analytics or risk assessments; OR an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, analytics and risk assessments.
• Experience communicating analytical insights to various stakeholders.
• Ability to apply critical thinking skills with various data to problem solve effectively.
• Basic understanding of data, code, or reporting tools.

Nice To Haves

• Basic familiarity with SQL.
• Familiar with Python or R.
• Ability to query and analyze date.
• Proficient in Microsoft Office (Excel, Power Point).

Responsibilities

• Applies analytical skills to assess risks and opportunities for a Bank consumer portfolio and translates results into recommendations.
• Effectively develops analytical concepts in support of key stakeholders to deliver on bank risk strategies.
• Conducts quantitative analysis utilizing extensive internal and external data sources.
• Develops qualitative analysis to support departmental decision making.
• Researches credit, product, and/or risk proposals and utilizes critical thinking skills to provide analysis ensuring strong portfolio performance outcomes.
• Builds and/or maintains effective risk management frameworks which can identify, measure, or mitigate risk.
• Develops and maintains comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
• May develop and/or execute financial risk sensitivity analysis.
• May execute credit and/or financial modeling infrastructure.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Benefits

• At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness.
• These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs.
• Additionally, our career path planning and continuing education assists employees with their professional goals.
• For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees