Credit Risk Analyst

UnitedHealth Group • Lincoln, NE

299d • $59,500 - $116,600 • Onsite

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together. The Credit Risk Analyst is a proactive, results-oriented individual responsible for analyzing, developing and implementing credit risk models and strategies. The analyst will make recommendations to minimize risk while also being able to communicate with a wide range of stakeholders, ranging from customers to executive management.

Requirements

• 2+ years of experience in credit or risk management roles
• 2+ years of experience with credit/risk scoring concepts
• 2+ years of experience with various analytical tools (SQL, PowerBI, R, SAS, etc.)
• 2+ years of experience in Microsoft, specifically Outlook, Word, PowerPoint and Excel

Nice To Haves

• Experience working in a highly regulated industry
• Proven solid analytical and problem-solving skills
• Proven persistent and results focused - must be able to deliver results
• Proven excellent verbal and written communication skills
• Proven excellent organizational skills and attention to detail
• Proven excellent time management skills with a proven ability to meet deadlines
• Proven entrepreneurial mindset
• Demonstrated ability to work in a fast-paced environment
• Proven ability to work with all levels of the organization

Responsibilities

• Development, enhancement and monitoring of credit and fraud risk management strategies
• Ongoing performance monitoring of the loan portfolio and making subsequent recommendations in order to improve performance
• Conduct analysis - including retrieval, manipulation and analysis of complex datasets for standard reports and ad hoc projects that impact the credit and lending processes
• Ability to work with and influence leadership regarding credit and risk decisions
• Partner with various teams (Engineering, Compliance, Operations, etc.) to ensure solutions meet business needs and objectives
• Effectively communicate with various levels of stakeholders internally and externally (executives, partners, customers, etc.)
• Performs other related duties as assigned

Benefits

• Comprehensive benefits package
• Incentive and recognition programs
• Equity stock purchase
• 401k contribution

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Insurance Carriers and Related Activities