Credit Risk Analyst - Technology, Media, Telecom

Citi • Irving, TX

18h

About The Position

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions Support ICM Underwriting organization on strategic initiatives /projects as required Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships Experience in and exposure to global credit risk management standards Ability to understand financing and product structures Ability to assess financial and industry data to conduct credit assessment Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations. Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors 2-5 years relevant experience Experience in effectively engaging with various functions Demonstrates strong ethics and integrity Ability to understand the ‘big picture' in a complex environment Strong verbal & written communication skills. Active listening skills Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies Proficient presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies Bachelor's/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 06, 2026 ------------------------------------------------------

Requirements

• Experience in and exposure to global credit risk management standards
• Ability to understand financing and product structures
• Ability to assess financial and industry data to conduct credit assessment
• Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
• 2-5 years relevant experience
• Experience in effectively engaging with various functions
• Demonstrates strong ethics and integrity
• Ability to understand the ‘big picture' in a complex environment
• Strong verbal & written communication skills.
• Active listening skills
• Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
• Proficient presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies
• Bachelor's/University degree or equivalent experience
• Analytical Thinking
• Constructive Debate
• Escalation Management
• Financial Analysis
• Policy and Procedure
• Policy and Regulation
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Responsibilities

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
• Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate
• Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
• Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions
• Support ICM Underwriting organization on strategic initiatives /projects as required
• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees