Credit Risk Analyst

The Energy Authority Inc•Jacksonville, FL

23d

About The Position

In this role, you will support company and departmental goals related to assessing, monitoring, and reporting TEA’s exposure to market, credit, regulatory, and operational risks and limits. You will assist in evaluating and managing TEA’s exposure to credit, counterparty, and performance risks through the development and implementation of measurements and limit structures aligned with TEA and Client risk tolerances. This position also provides critical support to the Director of Credit and Risk Control and the VP of Risk Control across all risk-related activities. This analyst position is less focused on daily controls and more centered on project-driven work requiring analytical thinking, logic, awareness, problem-solving skills, and big-picture perspective. You will be expected to understand TEA’s controls framework and the credit risks affecting both TEA and its Clients operating within the wholesale energy markets.

Requirements

Bachelor’s degree (B.S.) from a four-year college or university required; major in a technical or business-related discipline highly preferred.
Minimum of five years of related experience preferred.

Nice To Haves

Advanced degree is a plus.

Responsibilities

Maintain an understanding of the energy industry and mega-trends related to market, operational, regulatory, and credit developments.
Understand new products and how to protect TEA and its Clients from unwanted product risk.
Stay current on counterparty news and distribute relevant updates as needed.
Demonstrate in-depth understanding of Risk Reporting and Financial Models used to measure and model exposure and exposure uncertainty within TEA and Client reporting frameworks, including: Margin at Risk, CER/PFE, CVaR Cross Commodity Reports Mark-to-Market Credit Reports
Demonstrate strong understanding of credit analytics, including financial statement spreading and analysis.
Create limit structures aligned with credit risk exposures and stakeholder risk tolerances.
Maintain a deep familiarity with TEA and Client risk limit frameworks and Risk Policies.
Ensure compliance with Risk and Credit policies and procedures.
Investigate, document, and report Risk Policy violations—including discussing violations directly with the violator.
Suggest and implement process improvements for TEA and its Clients.
Provide excellent customer service across all areas of TEA; maintain high visibility within the organization and interface with all levels of management.
Build strong working relationships with marketing, operations, legal, accounting, and IT to support accurate and relevant information sharing.
Assist the Director of Credit and Risk Control as assigned.

Benefits

Generous Paid Time Off – rollover up to 360 hours per year
Retirement Savings Plans: Annual employer contribution of 10% of base salary Employer match of 50% of employee contributions, up to 6% of base salary Pre- and post-tax contributions allowed
Comprehensive medical, dental, and vision insurance
Traditional PPO and HSA-qualified medical plans
Employer-funded Health Savings Account
Flexible Spending Accounts
Employer-paid Life, AD&D, and Disability Insurance
Award-winning corporate culture
Exposure to clients and high visibility to senior executives
Learn new things every day — you will never be bored!