Credit Risk Analyst - Technology, Media & Telecom

JPMorgan Chase & Co. • Plano, TX

3d

About The Position

As an Analyst, you will utilize your superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients.  You will collaborate across credit risk and the business teams to meet client credit requests, while balancing the risk-return needs of the Firm.  You will constantly monitor your portfolio to accurately assign risk ratings to clients and facilities, while ensuring a robust culture of compliance is adhered to at all times.

Wholesale Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis.  Credit Risk is independent within Corporate Risk Management, reporting to the firm’s Chief Risk Officer (CRO). Our practices are designed to preserve the independence and integrity of decision making.  The teams are generally organized by industry, and work closely with coverage and product groups to support business needs.

Requirements

• Bachelor’s degree with academic training in the principals of accounting, corporate finance capital markets products, and macro economics
• Strong analytical/financial modeling ability and excellent accounting and corporate finance expertise
• Strong verbal and written communication skills with an interest in client interaction
• An exceptional work ethic and highly motivated with a natural passion to learn and an inquisitive personality
• Ability to work well under pressure on teams in a demanding environment
• Capable of understanding, describing, and debating complex concepts
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word

Nice To Haves

• Some credit/underwriting credentials, analytical skills, and experience
• Previous Technology, Media, or Telecommunications experience

Responsibilities

• Conduct credit analysis and helps a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team
• Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers
• Develop a well-informed and forward-looking view of the business, financial and competitive risks associated with a company and sector
• Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
• Take ownership of client credit needs and projects and independently develops a credit opinion
• Review and assign risk ratings and maintains updated credit research on their portfolio of clients
• Participate in credit due diligence process for clients, including for capital markets transactions

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
• Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.
• We also offer a range of benefits and programs to meet employee needs, based on eligibility.
• These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level