Credit Risk Analyst – Junior

Nerdbug LimitedPrior Lake, IL
2d

About The Position

We’re hiring a Junior Credit Risk Analyst to support the evaluation of applicants’ creditworthiness for loans and financial products. You’ll analyze credit reports, assess risk indicators, and help determine approval decisions. This entry-level role is ideal for someone analytical, detail-oriented, and eager to learn the fundamentals of risk management.

Requirements

  • Strong analytical skills with the ability to interpret financial and credit data.
  • Proficiency in Excel; familiarity with SQL is a plus.
  • Understanding of credit scores, credit bureaus, and basic lending principles.
  • High accuracy and attention to detail.
  • Bachelor's degree in Finance, Business, Economics, or related field.

Nice To Haves

  • familiarity with SQL

Responsibilities

  • Review applicant credit reports, financial histories, and supporting documents.
  • Analyze credit scores, payment histories, debt levels, and risk patterns.
  • Assist in preparing credit assessment summaries for decision-makers.
  • Track overdue accounts, monitor risk exposure, and identify early warning signs.
  • Maintain structured documentation of applicant evaluations and decisions.
  • Collaborate with senior risk officers to refine assessment criteria.

Benefits

  • Competitive base salary plus incentive bonuses.
  • Benefits may include health coverage and PTO depending on employer.
  • Growth opportunities in Risk, Compliance, and Underwriting.
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