Credit Review Specialist

U.S. Bank • Brookfield, WI

6d • $23 - $30 • Hybrid

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description This is a great opportunity to grow and develop your career within the Business Banking Credit Group (BBCG) at US Bank. The BBCG is responsible for the centralized underwriting and servicing for small business loan customers. The individual in this role will be responsible for conducting credit analyses for existing ACH customers. The primary responsibilities for this position will include: Gathering necessary information to make a credit decision based on behavioral factors Preparing and presenting credit approval documents to appropriate credit approvers, to include frequent discussions with Credit Risk Management Ability to knowledgably discuss the ACH product and processes with other staff members at all levels Contacting Business Bankers as well as Customers to discuss their ACH facility as needed Monitoring customer accounts in order to identify potential issues, thereby maximizing credit quality and minimizing the company’s credit risk and potential loss Daily multi-tasking and strict adherence to deadlines Analyzing data and updating spreadsheets essential to the management of the ACH portfolio.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically one or more years of related experience

Nice To Haves

• Well-developed credit analysis and analytical skills
• Basic knowledge of credit administration, policy and procedures
• Good knowledge of economics, accounting, and finance
• Basic knowledge of risk analysis
• Effective technical report writing skills
• Effective verbal and written communication skills

Responsibilities

• Gathering necessary information to make a credit decision based on behavioral factors
• Preparing and presenting credit approval documents to appropriate credit approvers, to include frequent discussions with Credit Risk Management
• Ability to knowledgably discuss the ACH product and processes with other staff members at all levels
• Contacting Business Bankers as well as Customers to discuss their ACH facility as needed
• Monitoring customer accounts in order to identify potential issues, thereby maximizing credit quality and minimizing the company’s credit risk and potential loss
• Daily multi-tasking and strict adherence to deadlines
• Analyzing data and updating spreadsheets essential to the management of the ACH portfolio.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 5,001-10,000 employees