Credit Review Specialist 3

U.S. Bank • Brookfield, WI

8d • $26 - $34

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description ACH underwriter’s complete Origination, Renewal and Modification reviews on a behavioral basis. They also work on Bifurcated situations where spreads are required to be reviewed as part of the relationship and they partner with a Standard UW to complete the review. ACH Underwriting can be complex due to the inherent risk of the ACH product. ACH High Risk deals may require more in depth review and typically require longer underwriting times than a non ACH HR deal. ACH Underwriters are completing about 21 deals on average per month and cannot go past maturity date. This is a great opportunity to grow and develop your career within the Business Banking Credit Group (BBCG) at US Bank. The BBCG is responsible for the centralized underwriting and servicing for Business Banking customers.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically two or more years of related experience

Nice To Haves

• Well-developed credit analysis and analytical skills
• Basic knowledge of credit administration, policy and procedures
• Thorough knowledge of economics, accounting, and finance
• Good knowledge of risk analysis
• Effective technical report writing skills
• Effective verbal and written communication skills

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees