Credit Review Officer Sr

Huntington Bancshares • Columbus, OH

370d • Hybrid

About The Position

The Credit Review Officer Sr- Consumer is responsible for evaluating the credit risk embedded in Bank assets. The candidate will possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function.

Requirements

• Bachelor's degree in Accounting, Finance, Economics, or Business.
• 10+ years of experience in Consumer Credit Risk Review, Bank Credit Audit, Risk Management, Underwriting and Credit/Statistical analysis.

Nice To Haves

• Working knowledge of credit risk management, credit related process and control frameworks.
• Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
• Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools.
• Certification/Advanced Degree or demonstrated progress toward (i.e. MBA, CPA, Financial Risk Manager).
• Technical accounting (GAAP) or financial statement analysis knowledge.
• Conflict management experience.

Responsibilities

• Reviewing, analyzing, and assessing individual loans to determine the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages.
• Confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile.
• Analyzing data for proper rank order of risk.
• Effectively communicating and interfacing with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues.
• Reviewing and assessing multiple specialized lending portfolios and large and complex loan relationships.
• Independently leading the review of credit portfolios and credit processes and writing a report of findings.
• Providing HBI senior management with a periodic formal report regarding business unit(s) and the quality of the portfolio(s) in terms of the adequacy of portfolio and loan monitoring and management practices, potential emerging risks, notable asset quality directional trends, and an assessment of overall credit risk management practices.
• Mentoring, training, and overseeing other Credit Review colleagues to ensure individual obligor file review observations are comprehensive and accurate.
• Responsible for the development of various management and board level committee materials and related coordination.
• Assisting in the development of credit review professionals, responsible for identifying and facilitating SME-based training.
• Developing and maintaining working relationships with bank management, regulatory agencies, and the broader credit review team in order to effectively and efficiently execute review responsibilities.
• Providing senior management with information regarding the identification, measurement and management of credit risk for assigned business units.
• Representing Credit Review in credit quality, segment risk, and related meetings with business segments.
• Managing multiple engagements/projects simultaneously.
• Performing other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees