Reporting to a Commercial Credit Review Group Manager, the Credit Review Officer conducts independent, objective and timely assessments of the condition of commercial and/or retail borrowers and loan portfolios or other credit risk exposure and credit risk management practices through the identification, evaluation, measurement and reporting of the level and type of credit risk and the effectiveness of portfolio oversight. The position may be responsible for scoping, planning, conducting and documenting activities, drafting reports, and providing guidance and support to management and peers. A CRO is expected to maintain a high level of communication during all activities and e.g., may lead update meetings with senior leaders, prepare and socialize reports and Risk Issues, monitor and report on associated Action Plans, and prepare for and lead introductory and/or exit meetings. CROs have responsibility for examination as well as monitoring activities and are expected to meet or exceed production standards (quantity and quality), monitor assigned portfolio(s), and communicate effectively within Credit Review as well as with line of business partners or other third parties.