Credit Representative

Land O' Lakes • Arden Hills, MN

37d • Hybrid

About The Position

Land O'Lakes is hiring a Credit Representative to join our Ag Customer Financial Services team. In this role, you will be responsible for managing the financial risk of new and existing customers in the Feed and Ag industry. This position is located at our Arden Hills, MN Corporate Headquarters and works an onsite hybrid work schedule (Tuesday-Thursday each week). Qualified internal candidates working outside of our headquarter location may be considered for a virtual work arrangement.

Requirements

• High school diploma required along with a minimum of 2-4 years' related work experience in credit, banking, financial services, accounts receivable, or related fields.
• Proficiency with Microsoft Office Products (Email, Word, and Excel) required.
• Strong risk analysis and negotiating skills, attention to detail, and proficiency in basic accounting knowledge and financial analysis.
• Demonstrate effective interpersonal communication skills (verbal and written) to work with internal and external customers.
• Ability to work independently and as part of a team. Strong problem-solving and critical thinking skills and the ability to make sound decisions under pressure.
• Strong organizational and prioritization skills, and a positive and initiative-taking mindset.
• Ability to work collaboratively in a team-driven, purposeful results-oriented environment.
• Possible minimum travel required.

Nice To Haves

• Bachelor's degree in finance, accounting, business administration or related field (or pursuit of degree) is strongly desired.
• Professional certification (e.g., CBF, CBA) is a plus.
• Experience with JD Edwards, High Radius, SAP, or similar ERP systems is desirable.

Responsibilities

• Conduct thorough credit analysis and risk assessments for new and existing customers in the assigned territory. Ensure compliance with credit authority, company policy, and industry regulations.
• Ensure compliance with established Accounts Receivable terms and limits by reviewing credit applications and references, analyzing customer financial statements, and utilizing credit reports and other industry credit information.
• Manage credit and collection risk for an assigned portfolio within company policy and authority.
• Build and maintain strong relationships with customers and internal staff, providing exceptional customer service and support.
• Address customer inquiries, reconcile accounts, and resolve credit-related issues promptly.
• Collaborate closely with sales, customer service, and operations teams to align credit strategies with business objectives, invoice management process, and remittance process.
• Stay informed about industry trends, market conditions, and economic factors affecting the agricultural sector.
• Perform additional related duties and projects as assigned.

Benefits

• Benefits for most full-time roles include medical, dental, vision, PTO, life & disability insurance, education assistance, a 401k and a variety of well-being resources. Most part-time employees are eligible for prorated PTO, holiday pay, employee development programs, prorated education assistance, and a 401(k).

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Merchant Wholesalers, Nondurable Goods
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees