Credit Products Commercial Portfolio Manager

Regions Bank • Birmingham, AL

8d

About The Position

At Regions, the Credit Products Commercial Portfolio Manager is a client-facing role and responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions' relationship managers to execute on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

Requirements

• Bachelor’s degree in Finance, Accounting or a related field
• Three (3) years of experience in commercial underwriting
• Subject Matter Expert-level understanding of accounting and finance, financial statement and cash flow analysis

Nice To Haves

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
• Ability to work collaboratively with multiple stakeholders
• Strong analytical and problem solving skills
• Strong verbal and written communication skills
• Well organized, detail-oriented, and ability to multi-task

Responsibilities

• Executes on the Bank’s commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis
• Ensures all credit process metrics are within prescribed tolerances
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects
• Reviews interim new money requests for relationships managed up to a defined limit

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees