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This position is in the Commercial Real Estate Portfolio Management Group. The Credit Portfolio Manager II (CPM) manages a designated portfolio of special mention, substandard, and in some instances, pass credits/relationships that require a heightened level of portfolio oversight, ensuring all aspects of compliance with loan agreements, regulatory requirements and underwriting and risk rating policy are met. This position interacts directly with clients, manages relationships, performs the financial analysis needed to make credit decisions, and recommends credit solutions with the goal of maximizing returns and minimizing losses. The Credit Portfolio Manager II (CPM) performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking team and recommends credit solutions that add value to the Customer. The Credit Portfolio Manager II manages a designated portfolio of commercial loans assuring all aspects of compliance with loan agreements, regulatory requirements and underwriting and risk rating policy are met. The job oversees the overall risk profile of a designated portfolio, identifying potential macro and micro risk issues (both positive and negative) early on.