Credit Policy Strategist - Single-Family Division

Freddie Mac • Dallas, TX

253d • $184,000 - $276,000

About The Position

We are seeking a dynamic and experienced Credit Policy Strategist - Director to join our Single-Family Division! The ideal candidate will leverage their expertise in credit underwriting and credit policy to identify opportunities within our current requirements and propose innovative solutions. This role requires a strategic thinker who can advocate for changes that enhance our credit policy framework, ensuring it aligns with Freddie Mac's goals of accessibility and sustainability in the housing market. This position can be based in McLean, VA or Plano, TX. Apply now and discover the ambitious culture and extensive benefits that make Freddie Mac a rewarding place to work!

Requirements

• Bachelor's Degree in Finance, Economics, Business Administration, or a related field; Master's degree preferred.
• 12+ years of relevant experience in credit underwriting, credit policy development, or a related area within the mortgage industry.
• Strong knowledge of underwriting standards, credit risk assessment, and regulatory requirements in the housing finance sector.
• Proven analytical skills with the ability to transform data into actionable insights and strategies.
• Excellent communication and presentation skills with demonstrated ability to engage diverse partners effectively.
• Strategic mindset with a track record of driving change and innovation in credit practices.
• Strong project management skills and the ability to manage multiple initiatives simultaneously.

Responsibilities

• Conduct comprehensive assessments of existing credit policies and underwriting practices within the Single-Family Division.
• Analyze data and market trends to identify inefficiencies and areas for improvement.
• Propose targeted solutions or revisions to existing credit policies aimed at enhancing operational efficiency and risk management.
• Collaborate with cross-functional teams to develop and refine credit strategies that improve overall performance.
• Advocate for significant changes to credit practices based on well-researched proposals and driven by data analysis.
• Present findings and recommendations to senior management and partners, effectively communicating the benefits of proposed changes.
• Work closely with Quality Control, Seller Engagement, Credit Risk Management, and other relevant departments as well as external stakeholders to ensure alignment of credit strategies with broader organizational goals.
• Facilitate discussions and workshops to gather insights and feedback from various stakeholders regarding existing practices and proposed modifications.
• Collaborate with Credit Risk Management for performance metrics to evaluate the effectiveness of implemented credit strategies and policies.
• Collaborate with Seller Engagement and Credit Risk Management to proactively engage with Sellers through Freddie Mac forums including Seller Advisory Councils, Credit Advisory Board, on-site Seller visits and industry events/conferences.
• Stay abreast of industry trends, regulatory changes, and best practices related to credit underwriting and policy.
• Represent Freddie Mac at industry events and forums, sharing insights and engaging with peers in the housing finance space.

Benefits

• Competitive compensation and market-leading benefit programs.
• Annual incentive program eligibility.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree