Credit Policy Director

Freddie Mac • Dallas, TX

5d • $184,000 - $276,000

About The Position

Freddie Mac is seeking a highly experienced Credit Policy Director to lead the development, refinement, and management of our credit policies in our Single-Family Acquisitions Division. This role requires deep expertise in credit risk and policy across various market environments and will ensure policies align with Freddie Mac’s business objectives, regulatory requirements, and market dynamics.
Our Impact:
Freddie Mac’s Credit Policy team is central to managing risk and supporting sustainable growth. We develop and maintain credit policies that protect the organization, promote responsible lending, and serve the needs of borrowers and lenders. Our work ensures Freddie Mac’s continued leadership and stability in the housing finance industry.
Your Impact:
Lead the ongoing development and optimization of Freddie Mac’s credit policy.
Use advanced credit risk assessment and market insights to drive policy decisions.
Collaborate with cross-functional teams and external stakeholders to enhance policy effectiveness.
Ensure policies remain compliant with regulatory requirements and organizational goals.
Communicate complex policy concepts clearly to internal and external audiences.
Identify and address gaps in skills, processes, and policy reputation.

Requirements

• Bachelor’s Degree in Finance, Economics, Business, or related field and/or equivalent experience
• 12+ years of experience in credit risk management and policy development within financial services with 4 years of management experience
• Deep understanding of credit risk assessment, portfolio management, and regulatory compliance
• Proven track record in developing and implementing effective innovative credit policies
• Strong stakeholder engagement and relationship management skills
• Excellent cross-functional collaboration and communication abilities
• Experience leveraging data and market trends for policy decisions
• High level of integrity, accountability, and commitment to continuous improvement

Responsibilities

• Lead the ongoing development and optimization of Freddie Mac’s credit policy.
• Use advanced credit risk assessment and market insights to drive policy decisions.
• Collaborate with cross-functional teams and external stakeholders to enhance policy effectiveness.
• Ensure policies remain compliant with regulatory requirements and organizational goals.
• Communicate complex policy concepts clearly to internal and external audiences.
• Identify and address gaps in skills, processes, and policy reputation.

What This Job Offers

• Job Type: Full-time
• Career Level: Director