Credit Policy Business Lead

Freddie Mac

3d • $137,000 - $205,000 • Onsite

About The Position

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Continue your career journey where your work contributes to a greater purpose.
The Credit Policy Business Lead will play a pivotal role in shaping and managing the credit risk framework of our organization. This position is responsible for developing and maintaining credit risk policies to ensure alignment with regulatory expectations and organizational goals. The candidate will leverage their market experience and expertise to lead cross-functional initiatives, enhance risk mitigation practices, and support strategic business objectives. They will be expected to work collaboratively with stakeholders, balance risk with business needs, and be innovative in creating impactful policies that help achieve organizational goals. This position is onsite in McLean, VA.
Our Impact:
Our team supports credit and capacity-related initiatives that are key to Freddie Mac’s vision for innovation in the Single-Family space. We are responsible for all income, asset, and employment-related policies and drive industry-leading strategies that enable broader access to sustainable homeownership—while maintaining sound risk management practices.
Your Impact:
Develop and Maintain Policies: Create and maintain credit and capacity related policies to support new strategies and solutions for borrower income and asset assessment.
Conduct Research: Stay current on emerging trends, regulatory changes, and market conditions; identify and recommend new policy opportunities.
Collaborate Across Teams: Partner with the Credit/Capacity Innovation Team to align credit risk policy with broader business and innovation initiatives.
Engage Stakeholders: Collaborate cross-functionally with Sales, Legal, Product, Legal, Marketing, Policy Implementation, and third-party stakeholders (e.g., MI companies, vendors, Sellers).
Manage Workload: Prioritize and execute competing priorities efficiently in a deadline-driven environment.
Coordinate Projects: Communicate dependencies and align deliverables across multiple work streams.
Report Findings: Track and communicate project metrics and recommendations for innovation, expansion, or policy updates.

Requirements

• Bachelor’s degree or equivalent work experience and 8+ years of relevant experience
• 5+ years of experience in consumer mortgage credit and/or real estate
• Proven ability to think strategically with a focus on identifying and mitigating Freddie Mac’s risk exposure, while balancing borrower needs
• Deep subject matter expertise in single-family mortgage credit policy
• Excellent verbal and written communication skills
• Strong collaboration skills with both internal and external stakeholders
• Proficient in Microsoft Office Suite, especially Word, PowerPoint, and Excel

Responsibilities

• Develop and Maintain Policies: Create and maintain credit and capacity related policies to support new strategies and solutions for borrower income and asset assessment.
• Conduct Research: Stay current on emerging trends, regulatory changes, and market conditions; identify and recommend new policy opportunities.
• Collaborate Across Teams: Partner with the Credit/Capacity Innovation Team to align credit risk policy with broader business and innovation initiatives.
• Engage Stakeholders: Collaborate cross-functionally with Sales, Legal, Product, Legal, Marketing, Policy Implementation, and third-party stakeholders (e.g., MI companies, vendors, Sellers).
• Manage Workload: Prioritize and execute competing priorities efficiently in a deadline-driven environment.
• Coordinate Projects: Communicate dependencies and align deliverables across multiple work streams.
• Report Findings: Track and communicate project metrics and recommendations for innovation, expansion, or policy updates.

Benefits

• Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees