Credit Officer Trainee

Western Ag Credit • Richfield, UT

4h • $60,000 - $72,000

About The Position

Prepares financial analysis, credit memos and loan monitoring of credits across the Association. In consultation with account managers, develops realistic loan structures, monitors loan performance; validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics. Ensures reporting of financial analysis and loan classifications are accurate. Performs other duties as assigned.

Requirements

• BA/BS degree with emphasis in accounting, agriculture, or business required.
• Entry level candidates will be considered.
• A minimum of at least one (1) year of agricultural credit, accounting or related agricultural financial reporting experience is preferred.
• Understanding of financial accounting and financial statements, including complex consolidations, tax return analysis, borrowing base reports, global cash flow and reconciliations.
• Strong knowledge of agriculture, accounting, business law and economics.
• Applicant must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly.
• Skills in planning and organization.
• Must be self-motivated with a good work ethic.
• Ability to exercise initiative and judgment.
• Demonstrated computer proficiency and familiarity with spreadsheet applications.

Nice To Haves

• Working knowledge and understanding of Farm Credit regulations preferred.

Responsibilities

• Prepares financial analysis, credit memos and loan monitoring of credits across the Association.
• In consultation with account managers, develops realistic loan structures, monitors loan performance
• Validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics.
• Ensures reporting of financial analysis and loan classifications are accurate.
• Performs other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level