Credit Monitoring Analyst - Houston/Lubbock/DFW/Victoria

Prosperity Bank • Sugar Land, TX

53d

About The Position

Responsible for verifying accuracy of financial statements, analyzing credit and financial reports to ensure all documents comply.

Requirements

• Bachelor's degree, preferably in finance, accounting, or business administration with a minimum of a 3.0 GPA.
• Comprehensive knowledge of credit reports and determination of credit worthiness.
• Proficient in Microsoft Word, Excel, and Outlook.
• High level of confidentiality required.
• Must be detail oriented with strong analytical abilities.
• Must have strong interpersonal, verbal, and written communication, time-management, and organizational skills.
• Must be able to work in a team environment, take initiative, and show solid work ethic.
• Must have the ability to make appropriate judgements and decisions with limited guidance.
• Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision.
• Ability to maintain confidentiality and instill trust within the organization.

Nice To Haves

• Prefer prior experience in a financial institution.

Responsibilities

• Verify accuracy of financial statements and other reporting requirements provided by the borrower per the terms of the loan agreement
• Calculate and analyze financial and other ratios to monitor the borrower's compliance with loan documents
• Calculate availability on Lines of Credit based upon Borrower's provided financials
• Compare loan underwriting to loan documents to ensure all requirements agreed upon are present in the legal documents
• Provide guidance to lending staff in creating and monitoring financial ratios required of borrower
• Create and send default notices when the borrower is out of compliance with loan agreement requirements
• Participate in the preparation of various reports on a periodic basis
• Exhibit an understanding of and ensure compliance with Credit and Regulatory Policies
• All other duties as needed or assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities