Credit Manager

Zions Bank • Provo, UT

237d

About The Position

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. This role directs and coordinates credit activities and employees in a given area. This may include overseeing underwriters, credit analysts, portfolio managers, and other lending and credit support employees. Implements approved credit policies and procedures. Assists in the development of credit and production goals. Is responsible for overseeing and ensuring a successful and profitable lending operation. Develops and maintains relationships with documentation and servicing support management and other internal partners/stakeholders. Ensures credit and underwriting quality, compliance with company underwriting policies and guidelines, and maintains efficient loan underwriting. Directs, coordinates and makes recommendations for the approval of loans. May provide training and development to loan officers. Establishes and monitors performance objectives. Fosters a world-class and consistent culture of customer service and resolves customer credit complaints. Performs other duties as required.

Requirements

• Requires a Bachelor's degree in finance, business or a related field.
• 6+ years of lending, credit or underwriting practices and techniques, banking or other directly related experience.
• Managerial experience preferred.
• A combination of education and experience may meet job requirements.
• Requires a considerable working knowledge of lending and credit theories and concepts and how they relate to the banking or financial industry.
• Strong working knowledge of overall lending policies and procedures, credit analysis, underwriting, structuring, etc.
• Advanced analytical and problem resolution skills.
• Strong interpersonal relationship and people management skills.
• Exhibits an exceptional degree of ingenuity, creativity and resourcefulness in decision making and problem solving.
• Must have excellent organizational and communication skills, both verbal and written.
• Requires an in-depth knowledge of other related fields and ability to apply information to current role.

Responsibilities

• Directs and coordinates credit activities and employees in a given area.
• Oversees underwriters, credit analysts, portfolio managers, and other lending and credit support employees.
• Implements approved credit policies and procedures.
• Assists in the development of credit and production goals.
• Oversees and ensures a successful and profitable lending operation.
• Develops and maintains relationships with documentation and servicing support management and other internal partners/stakeholders.
• Ensures credit and underwriting quality, compliance with company underwriting policies and guidelines, and maintains efficient loan underwriting.
• Directs, coordinates and makes recommendations for the approval of loans.
• May provide training and development to loan officers.
• Establishes and monitors performance objectives.
• Fosters a world-class and consistent culture of customer service and resolves customer credit complaints.
• Performs other duties as required.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Management of Companies and Enterprises
• Education Level: Bachelor's degree