Credit Consultant - Springfield, MO

First Residential Independent Mortgage • Springfield, MO

4d • $50,000 - $70,000

About The Position

As a Credit Consultant, you’ll work directly with borrowers to help them take charge of their credit and make homeownership a reality. You’ll create a game plan to boost their credit profile and guide them toward a mortgage loan that fits their unique financial situation. This is a sales role, but more than that—it’s a chance to be a source of hope and encouragement for our borrowers as they work toward their dreams. And don’t worry if you’re not a credit expert yet—we’ve got the coaching and support to help you get there! With a competitive base salary of $20.20/hr plus commission, you’re looking at earning between $50,000-$70,000. But here’s where it gets exciting—our top performers are hitting beyond the highest figures in this range, thanks to performance incentives that can propel your earnings higher. First Residential Independent Mortgage is an Equal Opportunity Employer that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information. We’re part of the Veterans United family, but we focus on conventional and FHA loans—powered by the same heart for service. Our mission is about more than volume. It’s about enhancing lives every day. With the right mindset, this company is a game-changer. It’s high-reward for high-performers. If you’re passionate about helping others, serious about your own success, and ready to put in the work—it’s all here for you.

Requirements

• You show up as your authentic self every day, building strong relationships through transparency and trust.
• You’re fiercely competitive and collaborative—and your drive to deliver results propels your and your customers’ success.
• Change doesn’t throw you off—you adapt, stay focused, and find ways to achieve your goals in ever-changing conditions.
• You have an intrinsic ability to connect with others through high energy, positive vibes, and confidence.
• High-stakes situations energize you, and you thrive in fast-paced environments where you can support clients through complex processes.
• You’re natural at finding just the right words to engage and encourage customers through plans that undoubtedly support their goals.
• One important thing—you’d need to be NMLS licensed (but we can help you get that when you start).

Responsibilities

• Stay in touch with clients regularly, checking in on their progress and making sure they always feel supported.
• Proactively reach out with updates and respond quickly to emails and calls.
• Help borrowers take control of their finances by recommending smart debt management strategies that fit their goals.
• Walk clients through their credit reports, especially those who aren’t quite ready for financing yet, and help them see a clear path forward.
• Keep an eye on changing credit and underwriting guidelines so we can always offer the best advice and set realistic improvement goals.
• Stay sharp on lender guidelines and the ins and outs of credit rebuilding, so you’re always ready to guide clients toward success.
• Pitching in wherever needed to help foster a supportive and collaborative team culture.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed