Credit & Collections Analyst
About The Position
Are you ready to join a team that helps feed North America? Pacific Coast Producers (PCP), a growing agricultural cooperative, is seeking a talented and experienced Credit & Collections Analyst to join our team at our corporate headquarters in Lodi, CA. PCP is dedicated to investing in its people and fostering a culture of service, where each employee can do their best to make affordable, high-quality food for customers across North America. We are looking for a detailed-oriented Credit and Collections Analyst to manage accounts receivable and minimize financial risk. In this role, you will be responsible for the full cycle of collections, including monitoring aging reports, issuing payment reminders, and ensuring compliance with debt-collection regulations. You will also assess the creditworthiness of new and existing customers to establish appropriate credit limits.
Requirements
- 2-5 years of experience in credit and collections, accounts receivable or a related financial discipline.
- Proficiency with ERP systems; experience with High Radius is a strong plus.
- Working knowledge of Microsoft Excel, including VLOOKUP, pivot tables, and formulas.
- Excellent communication, negotiation, and customer service skills.
- Strong analytical and problem‑solving abilities with exceptional attention to detail.
- Ability to manage multiple priorities, work independently, and perform well under pressure.
Responsibilities
- Proactively monitor aging reports and issue timely payment reminders to customers.
- Identify past‑due or high‑risk accounts requiring immediate action and escalate according to established procedures.
- Ensure all collection activities align with company policies and comply with applicable debt‑collection regulations.
- Prepare aging reports and provide regular updates, trends, and insights to management.
- Maintain accurate, detailed records of all customer interactions, payments, and account statuses.
- Assess the creditworthiness of new and existing customers by reviewing credit reports, public records, and historical payment performance.
- Recommend appropriate credit limits based on thorough risk assessments.
- Monitor customer credit exposure and identify potential risks.
- Maintain accurate credit files and documentation.
Benefits
- Competitive pay with opportunities for advancement.
- This position is eligible for our annual profit-sharing bonus program.
- Medical, dental, and vision coverage for you and your family, starting the first of the month after you join us.
- Retirement plans to support your long-term security.
- Paid time off including vacation, holidays, parental leave, sick leave, and bereavement.
- Life and disability insurance plus an Employee Assistance Program.
- Development opportunities through online courses, classroom training, and on-the-job growth.
- The stability of a farmer-owned cooperative with more than 50 years of success.
- A mission-driven culture focused on feeding families across North America.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
Number of Employees
1,001-5,000 employees
