Credit Application Analyst

First American Payments Systems•Fort Worth, TX

About The Position

Why Join Us: We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE! PLUS: Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more! There is a reason we boast numerous awards like “Great Place to Work Certified” and “Best Place to Work” For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization. A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture. Responsibilities: This position completes merchant application reviews determining if they are an acceptable risk according to the Credit Policy; oversees and maintains departmental spreadsheets in Excel and generates reports from the data collected; calls/faxes bank and trade references verifying credit applications and bank references and applies that information in determine a judgment on applications according to Credit Policy, and informs applicable departments and customers of the application review results and articulates the factors behind the final determination.

Requirements

Bachelor's in related field and 0 years or HS/GED and 4 years
Must be 18 years of age or older
PC literate with proficiency in general Microsoft Office applications particularly Excel
Accurate data entry and 10-key skills
Ability to analyze issues, combine information into key points, and make recommendations for policy/action

Nice To Haves

Bachelors and 0 years Credit experience.
Professional phone demeanor and sharp problem-solving skills
Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc
Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports
Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management

Responsibilities

Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy
Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.
Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy
Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.