Credit Analyst

First Savings Bank • Fort Collins, CO

276d • $60,000 - $75,000 • Onsite

About The Position

The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

Requirements

• Bachelor's degree in Finance, Accounting, or related field required.
• 2+ years of experience in credit analysis or lending preferred.
• Experience with Moody's Analytics or similar software strongly preferred.

Responsibilities

• Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
• Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
• Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
• Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
• Works closely with the loan officer to ensure timely and accurate credit decisions are made.
• Adheres to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

Benefits

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree