Credit Analyst
About The Position
We are looking for a talented Credit Analyst to join our team specializing in Finance for our Distribution Business Unit in Nashville, TN. In this role, you will make an impact in the following ways: Strengthen portfolio quality by preparing accurate, timely entity-level credit reports, plans, and forecasts that highlight risk trends and inform leadership decisions. Reduce credit risk exposure through deep-dive analysis of entity-level exposures, early-warning indicators, and proactive mitigation actions (e.g., limit adjustments, collateral, or payment plans). Elevate credit decisioning by performing rigorous credit-worthiness reviews on new and existing accounts in strict alignment with Corporate Credit Policy—protecting margins while enabling growth. Improve visibility and accountability by producing consolidated credit dashboards and ad hoc analyses that surface DSO, past-due trends, concentration risk, and root causes. Optimize working capital by managing local customer credit limits and terms, balancing risk with revenue opportunities, and driving on-time payments via targeted customer communications. Tighten AR execution by coordinating seamlessly with CBS/Shared Services to resolve disputes, accelerate collections, and maintain clean, reconciled ledgers. Ensure policy compliance and controls by embedding Corporate Credit Policies into daily processes, strengthening audit readiness, and reducing exceptions and write-offs. Drive strategic improvements by executing special projects (e.g., trade finance enablement, scorecard enhancements, automation) that streamline workflows and measurably improve credit KPIs.
Responsibilities
- Strengthen portfolio quality by preparing accurate, timely entity-level credit reports, plans, and forecasts that highlight risk trends and inform leadership decisions.
- Reduce credit risk exposure through deep-dive analysis of entity-level exposures, early-warning indicators, and proactive mitigation actions (e.g., limit adjustments, collateral, or payment plans).
- Elevate credit decisioning by performing rigorous credit-worthiness reviews on new and existing accounts in strict alignment with Corporate Credit Policy—protecting margins while enabling growth.
- Improve visibility and accountability by producing consolidated credit dashboards and ad hoc analyses that surface DSO, past-due trends, concentration risk, and root causes.
- Optimize working capital by managing local customer credit limits and terms, balancing risk with revenue opportunities, and driving on-time payments via targeted customer communications.
- Tighten AR execution by coordinating seamlessly with CBS/Shared Services to resolve disputes, accelerate collections, and maintain clean, reconciled ledgers.
- Ensure policy compliance and controls by embedding Corporate Credit Policies into daily processes, strengthening audit readiness, and reducing exceptions and write-offs.
- Drive strategic improvements by executing special projects (e.g., trade finance enablement, scorecard enhancements, automation) that streamline workflows and measurably improve credit KPIs.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
Number of Employees
5,001-10,000 employees
