Credit Analyst

Triple-S Steel • Houston, TX

13d

About The Position

ABOUT THE POSITION: The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. ABOUT THE COMPANY: At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success: Stability : All decisions made are measured in years, not quarters. Flexibility : Employees are encouraged to seek creative steel solutions and services that help the company thrive. Chemistry : We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA. From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family. WHAT WE OFFER: Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!

Requirements

• BS/BA in Finance or Accounting
• Minimum 5 years of commercial credit experience
• Strong analytical skills
• Knowledge of security and creditor rights
• Strong communication & negotiating skills
• Knowledge of construction lien law
• Strong PC skills - word processing/spreadsheets
• Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
• Excellent written and verbal communication
• Ability to work with Senior Management to ensure financial directives are followed
• Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
• A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.

Nice To Haves

• International Credit experience beneficial

Responsibilities

• Maintain credit/collections records in ERP system
• Validate and approve sales tax exemptions
• Analyze credit and financial information
• Assign credit limits within a set authority matrix
• Maintain sound Credit policy while respecting Sales goals
• Multiple reviews of daily orders and approvals
• Communicate credit holds to Sales and Customers
• Occasional customer visits
• Heavy telephone and written communications
• Enforce terms of sale and take collection action as needed
• Deal with sensitive issues involving key accounts
• Resolve disputes and deductions
• Prepare documentation to perfect bond claims and lien rights
• Make recommendations to credit manager
• Prepare AR portfolio risk analysis report
• Participate in credit industry group meetings
• Efficiently manage multiple priorities and deadlines

Benefits

• tuition reimbursement
• training and development opportunities
• medical
• dental
• vision
• FSA
• HSA
• commuter
• long-term disability
• group life insurance programs

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level