Credit Analyst

Marquette Bank • Orland Park, IL

2d • $55,000 - $70,000

About The Position

The Credit Analyst researches and gathers the credit information for pending loan transactions under consideration by the Bank’s Commercial Loan, Commercial Real Estate & Multi-Family departments. This position analyzes loans up to the Bank’s Legal Lending Limit. The Credit Analyst interprets & analyzes financial information and maintains borrower relationship information in the existing database, ensuring borrower compliance within loan requirements.

Requirements

• Bachelor’s degree in Finance or Accounting.
• Effective writing and data entry skills.
• Strong oral communication, effective listening skills, detail oriented and quality customer service skills.
• Demonstrated ability to handle difficult and sensitive business situations.
• Solid analytical, creative and problem-solving abilities.
• Excellent time management skills and ability to coordinate projects.
• Established ability to meet deadlines while working on multiple projects.

Nice To Haves

• Commercial credit analysis experience preferred.

Responsibilities

• Analyze, interpret and spread financial statements (internal, compiled, reviewed, audited and tax returns)
• Prepare presentations for Commercial Loan, Commercial Real Estate & Multi-Family Loan write-ups (financial analysis, collateral analysis, Guarantor analysis and global debt service analysis)
• Prepare Accounts Receivable aging collateral analysis
• Complete personal/business debt service
• Prepare rent roll analyses
• Identify Loan Policy Exceptions and mitigating factors
• Communicate with Loan Officers
• Monitor collateral advances
• Review field audit reports on asset-based lines
• Update and maintain customer tickler information on Bank’s internal tracking software
• Request and analyze credit bureaus and litigation searches
• Update Commercial Lending Administrative Assistants and Loan Officers on status of weekly write-ups for Loan Committee
• Calculate loan profitability using internal software pricing model
• Prepare & maintain Covered Transaction report on a quarterly basis for all loans secured by Marquette Bank stock
• Adheres to Bank Policies, Code of Conduct and internal controls for which this position is responsible
• Perform other duties as assigned by supervisor

Benefits

• expansive benefits package
• growth opportunities
• gym subsidy
• tuition reimbursement
• community involvement opportunities
• health insurance
• term life and disability insurance
• generous time off
• two retirement plans: 401(k) Salary Savings Plan and Employee Stock Ownership Plan (ESOP)
• FREE FunRewards checking account

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level