Credit Analyst

Hankey Group External•Los Angeles, CA

1d•Onsite

About The Position

Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed. Reports to Regional Originations Manager.

Requirements

Must have excellent communication/interpersonal skills
Solid Critical thinking abilities
Able to problem-solve
Supervision/leadership abilities
Ability to work under pressure and in a fast-paced environment
Ability to adapt to change
Strong communication skills (Written and Verbal)
Detail-oriented
Exceptional time management & organizational skills
Windows (98, 2000, XP, Vista)
Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
Quickly analyze situations and make decisions
Ability to multi-task and excel in a fast-paced environment

Responsibilities

All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent), and in general assuring that the deal “makes sense” for Westlake to put on the books.
Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal.
Investigate any potential fraudulent stipulations or applications as needed.
Accountable for deal performance through tracking of early charge-offs in buyer’s portfolio.
Directly supervises his/her DSR.
Return on Assets will be measured for all deals booked.
Providing excellent customer service to all dealers and sales reps
Making and receiving a large volume of calls
Calling Westlake dealerships for a variety of support- and sales and credit-related issues.
Managing e-mails & faxes, inbound and outbound calls effectively.
Generating and distributing reports

Benefits

Medical, Dental, and Vision benefits
Life Insurance and Long-term disability plans
Flexible Spending Account
401K matching
Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
Wellness Programs
Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
Career Path Opportunities
Discounts on Parks, Museums, Movie Tickets, and Attractions
Employee Loan Assistance
Annual Flu Shot
Paid Vacations Days
Paid Sick days
Paid holidays
HGym (available in our Los Angeles, CA & Dallas, TX office)
Rental Car Discounts, Dell Member Purchase Program
UKG Wallet