Credit Analyst

BancFirst Corporation•Edmond, OK

13d•Onsite

About The Position

Provide support to commercial banking staff in the on-going credit evaluation of existing and prospective customers. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.

Requirements

Bachelor’s degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics
Excellent customer service skills
Strong communication skills, both verbal and written
Excellent interpersonal skills
Demonstrates an understanding of credit management, credit operations and commercial lending
Ability to perform in a highly sensitive environment and maintain confidentiality
High level of attention to detail, with strong problem solving and organization skills
Ability to perform effectively in a fast-paced environment
Working knowledge of Microsoft Office, especially Word, Excel
Complete all required compliance training by established deadlines

Responsibilities

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
Generate financial ratios to evaluate a customer’s financial status
Preparing industry research
Preparing financial analysis memorandums
Preparing loan memorandums
Attending loan committee meeting
Attending weekly sales meetings
Research, identification and development of prospects
Making customer and prospect calls
Developing information requests for credit and/or deposit and treasury service opportunities
Preparing term sheets for credit requests