Credit Analyst

MRC Global • Charleston, WV

88d

About The Position

MRC Global serves the oil and gas industry across the upstream, midstream and downstream sectors as well as the chemical and gas distribution market sectors worldwide. The Credit Analyst is responsible for assessing the creditworthiness of individuals, companies, or organizations applying for loans or credit. The Credit Analyst analyzes financial data, reviews credit reports, and evaluates the borrower's ability to repay the loan or meet their financial obligations.

Requirements

• Three to five years of collections experience or other business-related fields.
• Strong logical reasoning skills.
• Good business math skills to accurately understand and process customer account status.
• Working knowledge of MS Office, with excellent skills in Excel; ability to learn SIMS and other web-based applications.
• Ability to establish a good rapport with vendors, customers, branch employees, department personnel, freight carriers, and other corporate employees using written correspondence, proper phone etiquette, and other effective interpersonal skills.
• Strong organizational and prioritizing skills, customer service skills.

Nice To Haves

• Understanding of business, economic and industry risk.
• Ability to investigate credit issues and suggest payment options to be approved.

Responsibilities

• Conduct thorough analysis and assessment of credit requests, including new requests, changed requests, and credit limit reviews for trade credit.
• Underwrite new credit applications.
• Provide recommendations tied to analysis and assessment of credit risk.
• Keep up with the company’s lending protocols.
• Reconcile credit files and identify discrepancies and variances.
• Approve new account set up, profile changes and regular credit reviews.
• Push for collections to resolve delinquent accounts that are on hold based on review of aging reports or credit holds.
• Take reasonable care for the safety and health of yourself and others, report workplace hazards, injuries, or illness immediately.
• Other departmental duties or projects as assigned.

Benefits

• Tuition assistance and career development to support professional growth.
• Employee Assistance Program available to all employees and household family members.
• Focus on environmental and social responsibility.
• Support for customers in the transition to green energy and decarbonization.

What This Job Offers

• Number of Employees: 1,001-5,000 employees