Credit Analyst

Northwest Farm Credit Services • Pasco, WA

404d • $63,000 - $95,000

About The Position

The Credit Analyst position at AgWest Farm Credit involves providing sound credit analysis and related services to support loan portfolios. This role is essential in assisting customers in the agricultural sector by analyzing financial data, conducting credit investigations, and maintaining customer relationships. The position offers a hybrid work schedule and is part of a member-owned financial cooperative dedicated to supporting the agricultural community.

Requirements

• Bachelor's degree in finance, agriculture, business, or a related field.
• Experience in credit analysis or financial services is preferred.
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Knowledge of agricultural finance and related industries is a plus.

Nice To Haves

• Experience with agricultural lending or rural finance.
• Familiarity with financial software and credit analysis tools.
• Understanding of risk management principles in lending.

Responsibilities

• Gather financial and business-related information from customers and prospects through interviews and other resources.
• Analyze financial statements, tax records, and pro forma statements.
• Prepare credit analysis and recommendations for small to medium size portfolios.
• Comply with documentation expectations, procedures, laws, and regulations.
• Support customer relationships through marketing and servicing financial products.
• Participate in the Large Loan process to deliver high-quality products within risk parameters.
• Conduct farm visits and collateral inspections to assess loan collateral.
• Research agricultural industries and commodities to identify trends and opportunities.
• Establish rapport with customers and maintain their confidence.
• Represent AgWest at public relations events and support agricultural organizations.
• Classify and identify charge-offs reserves and allowances on assigned loans.
• Perform credit investigations including public record searches and income verification.
• Participate in loan closings ensuring documentation is completed and understood.
• Coordinate with relationship managers for effective credit administration.
• Assist industry teams with detailed studies and customer educational events.

Benefits

• Hybrid work schedule after initial training period.
• One-time home office stipend after training.
• Bonus potential based on performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: No Education Listed
• Number of Employees: 51-100 employees