Credit Analyst

Andover Bank

72d

About The Position

The Credit Analyst prepares and analyses spreadsheets of borrower financial information. Prepare a written analysis of the strengths and weaknesses of the credit and grade the credit per established standards. Complete periodic reviews of existing credits to determine ongoing credit worthiness and re-grade credits periodically to established policies and procedures.

Requirements

• Associate’s Degree or higher in Business Management, Accounting or Finance or commensurate experience.
• Previous credit underwriting experience preferred.
• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence and procedure manuals.
• Ability to effectively present information and respond to questions from groups, internal and external customers and the general public.
• Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
• Ability to compute rate, ratio and percent and to draw and interpret bar graphs.
• Ability to apply common sense understanding to carry out detailed written or oral instructions.
• Must exercise independent judgement and discretion.
• Ability to deal with problems involving several concrete variables in standardized situations.
• Must be able to work independently.
• Strong organizational, analytical and communication skills.
• Proficient computer skills; must have a demonstrated working knowledge of Microsoft Excel and Word.
• Must be able to learn other related software programs.

Responsibilities

• Regular onsite attendance at either our Corporate Headquarters in Andover, Ohio or our Loan Production office in Stow.
• Ability to work well with others in a team environment.
• Provides accurate, efficient and exceptional customer service to both internal and external customers.
• Maintains knowledge of bank regulations, security and compliance responsibilities, products, policies, procedures and meets deadlines.
• Satisfactorily completes all training required for the position.
• Prepares communications and reports for the Board of Directors, Executive Management and Bank staff.
• Prepares for audits and examinations.
• Prepares and maintains the list of 'Watched' credits per policy procedure.
• Follows all security, audit and confidential procedures.
• Directs, coordinates and monitors activities to implement the institution’s loan policies, procedures and practices.
• Meets or exceeds productivity standards.
• Other duties as assigned.

What This Job Offers

• Education Level: Associate degree
• Number of Employees: 101-250 employees