Credit Analyst, Power, Energy & Utilities

CoBank•Greenwood Village, CO

1d•$65,500 - $74,940•Hybrid

About The Position

Prepares analyses and conducts credit investigations of routine credits in accordance with prescribed methods and procedures. Prepares and/or assists in the preparation of credit reports for appropriate staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support with research and statistical analyses.

Requirements

Bachelor's Degree in business, finance, or relevant discipline
1 year in credit/finance, preferably in banking or financial services industry required
Basic knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis.
Intermediate knowledge of financial modeling techniques and preparation of pro forma financial statements.

Responsibilities

Develops credit information for use by appropriate staff and committees in making decisions about credit arrangements for new, renewal, or extension loans.
Cosponsors or approves credit requests within prescribed limits.
Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information.
Analyzes information statements and related material and prepares thorough, well-written, and clear credit reports.
Prepares summaries, presents facts, and offers opinions concerning credit-worthiness.
Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.
Maintains control over current accounts, monitoring for payment progress and any developing problems.
Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit managers.
Assists in the preparation of internal research and analysis, provides statistical reports, and verifies information.
Prepares and delivers presentations on topics as assigned.
Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
Maintains expertise in assigned industries or market sectors.
Keeps abreast of industry trends and competitive environment.

Benefits

Careers with a purpose
Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
Competitive Compensation & Incentive
Hybrid work model: flexible arrangements for most positions
Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
Robust associate training and development with CoBank University
Tuition reimbursement for higher education up to $10k per year
Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
Associate Resource Groups: creating a culture of respect and inclusion
Recognize a fellow associate through our GEM awards