Credit Analyst Intern (Part Time)- Lubbock Ave Q

Prosperity Bank • Lubbock, TX

362d

About The Position

Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit.

Requirements

• Bachelor's degree in business administration, Accounting, or Finance with a minimum of 9 hours of accounting and/or 12 hours of finance.
• Minimum one year banking experience preferred.

Responsibilities

• Spreading and analysis of commercial financial statements for prospective and existing loan customers.
• Perform financial analysis and basic underwriting of loan packages for loan officers to include the following: trend, equity and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage.
• Perform loan reviews of existing commercial loans.
• Recommend credit grades based on creditworthiness of borrower and performance of the loan.
• Identify documentation exceptions and evaluate underwriting.
• CRE Stress Test Analysis.
• Review Rent Rolls, Construction Budgets, Pro Forma Statements, Feasibility Studies, run CoStar reports.
• Prepare Stress Model, Projected Income Scenarios, etc.
• Run background reports through LexisNexis.
• Other duties as assigned.

What This Job Offers

• Job Type: Part-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree