Credit Analyst III

Glacier Bancorp, Inc.•Coeur d'Alene, ID

About The Position

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day. We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us! Mountain West Bank. Today. Tomorrow. Together. If you are searching for a successful organization with an amazing culture, a company that celebrates it's employees and gives back to the communities we serve, look no further! Mountain West Bank has been on the Forbes Top 20 list for the past 9 years. Our parent company, Glacier Bancorp., has total assets of $29.0 billion and shareholder equity of $3.6 billion. We are a community bank with the full resources of a larger banking organization. At this time, we are hiring for an exceptional Credit Analyst III for our Commercial team. This position may be performed and located in either Coeur d'Alene, ID or Boise, ID. The Credit Analyst III is responsible for analyzing complex financial data, preparing credit authorizations, conducting commercial credit reviews, evaluating real estate collateral, assisting in portfolio management, and coaching team members. All employees must maintain regular and reliable attendance as this is an essential function of the position. This is a full-time, salaried position. Must be available Monday through Friday, 8:00AM - 5:00PM for a total of 40 hours a week. Rate of pay depends on experience.

Requirements

Bachelor’s degree in finance, accounting, or related field
3 years of credit analyst experience in banking
Proficient in Microsoft Office (Word, Excel, Outlook)
Strong communication, organizational, and customer service skills
Ability to maintain confidentiality

Nice To Haves

Experience with Jack Henry systems

Responsibilities

Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
Independently analyze complex financial statements and tax returns; identify trends and assess borrower risk.
Evaluate collateral and complete internal commercial real estate appraisals.
Maintain in-depth knowledge of lending policies and regulatory compliance (BSA, Patriot Act, OFAC).
Coach and mentor team members; provide leadership within the department and community.
Communicate with borrowers to gather necessary information.
Support Relationship Managers in portfolio management and covenant monitoring.
Monitor borrower financial condition and report significant changes.
Participate in bank and community volunteer activities.
Maintain service standards and perform additional duties as assigned.
Additional duties may be necessary depending on business needs.

Benefits

We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance.
Coverage is available to employees and their eligible dependents in accordance with our written plan documents.
You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services.
We also offer a generous Paid Time Off (PTO) plan and paid holidays.
PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees.
PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy.
Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays.
In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.

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