Credit Analyst I

RCB Bank•Claremore, OK

16h•Onsite

About The Position

At RCB Bank, we believe that every role within our organization plays a critical part in delivering exceptional service to our customers and communities. The jobs we offer reflect our commitment to building strong, meaningful relationships and maintaining the highest standards of integrity, professionalism, and customer care. We are dedicated to fostering a culture where every team member understands their purpose and impact on our mission to serve the financial needs of our customers while contributing to the economic vitality of the communities we call home. RCB Bank is committed to creating an outstanding experience for our customers in every single interaction, and we desire to differentiate RCB Bank from the competition through exceptional standards of service. All employees, whether in person, on the phone, through email, or online are expected to conduct themselves with the utmost level of professionalism and customer service while adhering to the RCB Bank standards of service: Integrity, Reputation, Professional, Empowered, Welcome, Ownership, Action, Responsive, Relational, and Excel. What we’re looking for: Someone responsible for the preparation of complex financial transactions including the financing of investment real estate, owner-occupied real estate, working capital and equipment. Someone who can act as an informational resource for account officers providing general credit information.

Requirements

High school diploma or GED
Advanced PC and spreadsheet software skills
Minimum three (3) years of work experience in an accounting-related role

Nice To Haves

Experience in a credit analysis or credit specialist role
Bachelor's degree in finance or accounting

Responsibilities

Prepare moderately complex financial analysis on transactions ranging in size from $1,500M or greater. Analysis is conducted independently and includes ratio, trend, and cash flow analysis, as well as stress testing the results.
Interact with Loan Officers to gather key information for credit analysis, including answering questions relating to the preparation of financials and gaining an understanding of the borrower.
Interacts with Loan Officers and Senior Management to provide additional information and/or to support conclusions reached in analysis.
Serve as a resource regarding credit/industry analysis.